Understanding the Process of Georgia Car Crash Claims
After being involved in a severe car accident that causes you to sustain a catastrophic injury, the experience is painful as you make your way through the recovery process. When you need medical care and other treatments and therapies, you may wonder, "Who is going to pay for all these medical bills?" Read on to learn the answer.
Who is Responsible for Your Medical Bills?
Drivers get car insurance to cover the costs of medical care and damage to vehicles. While, in theory, the at-fault driver's auto insurance will pay for your medical expenses, you won't receive compensation right away. Although this may be cause for alarm, there are options. Read on to learn how to handle medical bills while waiting for your case to settle.
How At-Fault Laws Impact Your Car Accident Claim
Since Georgia is an at-fault state, each person is responsible for their medical expenses. The insurance company for the at-fault driver will only pay your medical expenses when your case settles — not during the time you are receiving medical care. In the meantime, your medical bills can be covered through your healthcare insurance. After your case settles, your health insurance provider will be reimbursed from your settlement.
What if I Don't Have Health Insurance to Cover Medical Costs?
Check with your auto insurance provider to learn if you have medical payments coverage (MPC). If you do, you may use this coverage towards your medical bills. Check the amount of coverage your policy allows. If you have both health insurance and MPC, the MPC will pay out first, up to your coverage limit, then your health insurance will pay for the rest.
If you have concerns about paying your medical costs while waiting for your car accident claim to settle, speak to your attorney to help you learn your legal rights and all available options.
Injured in a Motor Vehicle Crash? We Can Help.
Sustaining an injury from a car crash not only has physical consequences but can also be financially and mentally taxing. While you're recovering, the last thing you want to worry about is medical bills and other costs related to your injuries. You have the right to seek compensation for your injuries. Let us be your advocate and help protect your rights.